When we first began this process, we had very little saved toward the total it would cost us to adopt our son and daughter. In fact, we didn't realize then how much it would cost (and that was probably a good thing!). But it's been truly amazing to see God's faithfulness to provide every penny we've needed all along the way. In just five months, He has given us everything we've needed to pay the adoption fees, and we always had the money by the time it was due. "With man this is impossible, but with God all things are possible" (Matthew 19:26). Much of the Lord's provision in our lives has come from generous friends and family, and a large portion was from two grants we received.
So if money is holding you back from making the decision to adopt, don't let it. If God means to add to your family through adoption, He will provide the way for you to do it!